Cash App is a well-liked application that simplifies the process of sending and receiving funds. By connecting a bank account, debit card, or credit card, anyone can be paid with just a few clicks on a phone. Additionally, Cash App provides a complimentary card, a Visa debit card, for making purchases both online and in physical stores.
But what happens when someone wants to put cash on their Cash App card? Perhaps there’s no bank account, or cash is the preferred method for certain transactions. Or there might be a desire to keep some spare money on the card for emergencies. So, the question arises: is it possible to load cash onto a Cash App card at Walmart?
The answer is a definite yes. Walmart is among a host of retailers that facilitate Cash App card reloading services. This implies that anyone can visit a Walmart store and load cash onto a Cash App card at the customer service counter or the money center. This blog post will guide on how to accomplish this, discuss the associated fees and limits, and evaluate the advantages and disadvantages of this option.
How to Add Money to Cash App at Walmart: Step by Step
Adding money to your Cash App card at Walmart is very simple and straightforward. Here are the steps to follow:
- Go to any Walmart store that has a customer service desk or a money center. Find the nearest one by using the Walmart store locator.
- Inform the person at the counter that the aim is to put funds on the Cash App card. Provide your phone number that is linked to your Cash App account and the amount of money.
- Hand over cash or use a debit card to make payment to the person at the counter. Use a credit card, a check, or a Walmart gift card to add money to your Cash App card.
- Wait for the cashier to process your transaction. Receive a confirmation message on your phone and an email receipt from Cash App. Also get a paper receipt from Walmart.
- Check your Cash App balance to make sure that the money has been added to your card. You can do this by opening the Cash App app on your phone and tapping on the “$” icon at the bottom of the screen.
That’s it. Successfully added money to your Cash App card at Walmart. Now use your card to make purchases or withdraw cash from ATMs.
How Much Does It Cost to Add Money to a Cash App at Walmart?
Before loading funds onto a Cash App card at Walmart, it’s important to know about the costs involved. Walmart applies a $4 charge for every Cash App card reload. So, if someone wants to load $100 onto the card, the total payment will be $104.
This charge is not from Cash App, but from Walmart. Cash App doesn’t apply any charges for loading money onto the card, no matter the method used. However, some stores may apply their own charges for this service, and Walmart is one of them.
The $4 charge is a fixed amount, no matter how much money is loaded onto the card. This means that the percentage of the charge decreases as more money is loaded onto the card. For instance, if $50 is loaded, the charge is 8% of the total amount. But if $200 is loaded, the charge is only 2% of the total amount.
So, to save on charges, it’s better to load larger amounts of money onto the card in one go, rather than smaller amounts more often.
What Are the Limits for Adding Money to Cash App at Walmart?
Before adding funds to a Cash App card at Walmart, it’s crucial to understand the limits. Two types of limits are applicable: the Cash App card limits and the Walmart limits.
The Cash App card limits refer to the maximum amount of money that can be added, spent, or withdrawn from the card within a specific time frame. These limits vary based on whether the cardholder’s identity has been verified with Cash App. Identity verification involves providing the full name, birth date, and the last four digits of the social security number. This can be done by clicking on the profile icon on the Cash App app and following the given instructions.
If you have verified your identity, the Cash App card limits are as follows:
- Add up to $10,000 to your card per week.
- Spend up to $7,000 per transaction, per day, and per week.
- Withdraw up to $250 per transaction, per day, and per week, and up to $1,000 per month.
If you have not verified your identity, the Cash App card limits are as follows:
- Add up to $1,000 to your card per month.
- Spend up to $250 per transaction, per day, and per week.
- Withdraw up to $25 per transaction, per day, and per week, and up to $100 per month.
The Walmart limits are the maximum amounts of money that add to your Cash App card at Walmart in a single transaction. These limits may vary depending on the store, but generally, they are as follows:
- Add up to $500 to your card per transaction.
- Add up to $1,100 to your card per day.
Therefore, if you want to add more money to your card than the Walmart limits allow, you will have to do multiple transactions or go to different stores.
What Are the Benefits and Drawbacks of Adding Money to Cash Apps at Walmart?
Adding money to your Cash App card at Walmart has some benefits and drawbacks that you should consider before choosing this option. Here are some of them:
Benefits
- It is convenient and fast. You can add money to your card at any Walmart store, which are widely available and open 24/7. This task is straightforward and can be completed in a short span of time.Use your card right away after adding money to it.
- It is secure and reliable. Don’t have to worry about losing your cash or your card being stolen. Get a confirmation message and a receipt for every transaction. Track your card activity and balance on the Cash App app.
- It is flexible and versatile. Add any amount of money to your card, as long as it is within the limits. Use your card for various purposes, such as paying bills, shopping online, sending money to friends, or withdrawing cash from ATMs.
Drawbacks
- It is expensive. Pay a $4 fee for each Cash App card reload at Walmart. This can add up quickly if you add money to your card frequently or in small amounts. Avoid this fee by using other methods to add money to your card, such as direct deposit, bank transfer, or cash app boost.
- It is limited. Add up to $500 to your card per transaction and up to $1,100 per day at Walmart. This may not be enough for some users who need to add more money to their card. Overcome this limit by using other methods to add money to your card, such as direct deposit, bank transfer, or cash app boost.
Adding money to your Cash App card at Walmart is a convenient and easy way to load your card with cash. However, it also comes with some fees and limits that you should be aware of. If you want to save money and have more flexibility, you may want to consider other options to add money to your card, such as direct deposit, bank transfer, or cash app boost.
We hope this blog post has answered your question: can you add money to the cash app at walmart? Should there be additional queries or remarks, don’t hesitate to post them here. We would love to hear from you. Thanks for reading!